tag:blogger.com,1999:blog-83364665485172807602024-03-13T10:11:26.296-07:00Penni kerrallaan perhettä kohtiPennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.comBlogger96125tag:blogger.com,1999:blog-8336466548517280760.post-48636268234598312442022-09-15T11:18:00.003-07:002022-09-15T11:18:16.812-07:00Velkatilanne 09/22<p><span style="font-size: x-small;"> 15.09.22 </span><span style="font-size: x-small;"> 10.03.22</span></p><div><h2 style="text-align: left;"><span style="font-size: x-small;"><span style="font-weight: normal;">Pitkästä aikaa vähän velkatilanteen päivitystä, luottokortit ihan päin puuta mutta ehkä ne vielä joku päivä saadaan sieltä nousuun..</span></span></h2><b><u><span style="font-size: x-small;">Luottokortit</span></u></b></div><div><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 996,81 (1 940,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195);"><span><span style="color: #800180;"> </span><span style="color: red;">+56,81</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 990,10 (900,00) <span><span><span><span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+90,10</span></span></span></span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 986,91</span> (2 840,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: red; font-weight: bold;">+146,91</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 00,00 </span><span style="font-size: x-small;"> (209,29) <span style="color: #04ff00;">-209,29</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 410,00 (650,00) <span style="color: #04ff00;">-240,00</span></span><span style="font-size: x-small;"><br /></span></div><div><span style="font-size: x-small;"><span style="color: lime;"><br /></span></span></div><div><span style="font-size: x-small;"><span style="color: lime;"><span style="caret-color: rgb(0, 0, 0); color: black;">OK Perintä Oy 00,00 (115,66) </span><span style="caret-color: rgb(0, 0, 0); color: black;"><span style="color: #04ff00;"> -115,66</span></span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 410,00 (974,95) <span style="color: #04ff00;"> -564,95</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 3 396,91 (3 814,95) <span style="caret-color: rgb(4, 255, 0);"><span style="color: #04ff00;">-418,04</span></span></b></span></span></div><div><br /></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-40516604638789961402022-03-10T05:10:00.002-08:002022-03-10T09:47:31.241-08:00Ulosotto ohi!! Velkatilanne 10.3.2022<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 10.03.22 </span><span style="font-size: x-small;"> 25.02.22</span><br /></div><div><span style="font-size: x-small;"><br /></span><strike><span style="color: #04ff00;"><span style="font-size: x-small;">OPR Finance Oy </span><span style="font-size: x-small;"> 0,00 (275,94) <span style="caret-color: rgb(255, 0, 0);"><span> </span><span style="caret-color: rgb(0, 255, 0);"> </span></span></span></span></strike></div><div><strike><span style="color: #04ff00;"><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 0,00 (94,07) <span><span> </span><span style="caret-color: rgb(255, 0, 0);"><span> </span></span></span></span></span></strike></div><div><span style="color: #04ff00; font-size: x-small;"><strike><span><br /></span><span>Gothia Oy 0,00 (85,44) </span></strike></span></div><div><span style="font-size: x-small;"><span><br /></span></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> </span><span style="color: #04ff00; font-size: medium;"><span style="font-weight: bold;">0,00</span><span style="font-weight: bold;"> </span><span style="font-weight: bold;">(455,45)</span><span style="font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); font-weight: bold;">-455,45</span></span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 940,00 (1 943,28) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195);"><span><span style="color: #800180;"> </span><span style="color: #04ff00;">-3,28</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 900,00 (999,85) <span><span><span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00;">-99,85</span></span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 840,00</span> (2 943,13) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00; font-weight: bold;">-103,13</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 209,29 </span><span style="font-size: x-small;"> (209,29) </span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 650,00 (690,00) <span style="color: #04ff00;">-40,00</span></span><span style="font-size: x-small;"><br /></span></div><div><span style="font-size: x-small;"><span style="color: lime;"><br /></span></span></div><div><span style="font-size: x-small;"><span style="color: lime;"><span style="caret-color: rgb(0, 0, 0); color: black;">OK Perintä Oy 115,66 (115,66) </span><span style="caret-color: rgb(0, 0, 0); color: black;"><span style="color: #04ff00;"> </span></span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 974,95 (1 014,95) <span style="color: #04ff00;"> -40,00</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 3 814,95 (4 413,53) <span style="caret-color: rgb(4, 255, 0);"><span style="color: #04ff00;">-598,58</span></span></b></span></span></div><div><br /></div><div><br /></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com2tag:blogger.com,1999:blog-8336466548517280760.post-64965429910207034402022-02-25T09:17:00.001-08:002022-02-25T09:17:31.344-08:00Velkatilanne 03/22<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 25.02.22 </span><span style="font-size: x-small;"> 03.01.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy </span><span style="font-size: x-small;"> 275,94 (275,94) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: #800180;">???*</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 94,07 (94,07) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: #800180;">???*</span></span></span></span></div><div><span style="font-size: x-small;"><span><br /></span><span>Gothia Oy 85,44 (85,44) <span><span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #800180;">???*</span></span></span></span></span></span></span><br /></div><div><span><br /></span><div><span style="font-size: x-small;"><strike><span><span>EGE Finance Oy 00,00</span></span> (37,00) </strike></span><span style="font-size: x-small;"><strike><span> </span><span style="caret-color: rgb(0, 255, 0); color: #04ff00;"> -37,00</span></strike></span></div></div><div><span style="font-size: x-small;"><span><br /></span><span><br /></span></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 455,45</span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;">(651,57)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #ffa400; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00; font-size: x-small; font-weight: bold;">-196,12</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 943,28 (1 999,62) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195);"><span><span style="color: #800180;"> </span><span style="color: #04ff00;">-56,34</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 999,85 (970,00) <span><span><span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+29,85</span></span></span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 943,13</span> (2 969,62) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00; font-weight: bold;">-26,49</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 209,29 </span><span style="font-size: x-small;"> (720,14) <span style="color: lime;">-510,85</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 690,00 (770,00) <span style="color: lime;">-80,00</span></span><span style="font-size: x-small;"><br /></span></div><div><span style="font-size: x-small;"><span style="color: lime;"><br /></span></span></div><div><span style="font-size: x-small;"><span style="color: lime;"><span style="caret-color: rgb(0, 0, 0); color: black;">**OK Perintä Oy 115,66 (159,12) </span><span style="caret-color: rgb(0, 0, 0); color: black;"><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00;">-43,46</span></span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 1014,95 (1 490,14) <span style="color: #04ff00;"> -475,19</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 4 413,53 (5 114,33) <span style="caret-color: rgb(4, 255, 0);"><span style="color: #04ff00;">-700,80</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="caret-color: rgb(4, 255, 0);"><span style="color: #04ff00;"><br /></span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="caret-color: rgb(4, 255, 0);"><span style="color: #04ff00;"><br /></span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="caret-color: rgb(4, 255, 0);"><span style="color: #800180;">*Velat poistuneet ulosotosta takaisin perintätoimistoihin, ei tietoa tämän hetken tilanteesta.</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="caret-color: rgb(4, 255, 0);"><span style="color: #800180;"><br /></span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="caret-color: rgb(4, 255, 0);"><span>**Entinen ulosottovelka, nyt tehty maksusopimus</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-87617710820627947552021-12-19T15:37:00.002-08:002021-12-19T15:37:55.118-08:00Addiktin tunnustus ja velkatilanne 12/21<p> Aika olla rehellinen itselleen. PAFin pelitili auki ja luottokortit sileäksi. Peliriippuvuus on kyllä semmonen paska sairaus että voi perse! Kyllä hävettää ja harmittaa mutta no tilanne on nyt tämä ja sit vaan uus tiukka ote niskavilloista ja maksut kuntoon. </p><p><b>Yhteensä oon hävinnyt tässä viimeisten kuukausien aikana 789,82€.</b></p><p>Tolla rahalla olisin maksanut ulosoton pois, tai yhden luottokortin tai vaikka toisen maksusopimuksen. </p><p>Addiktilla on aina varaa laittaa vielä kymppi peleihin ja mahdolliseen ”isoon voittoon”. Kuinkahan monta kertaa oon tänä aikana sanonut että ei ole varaa johonkin esim kalliimpaan ruokaan tai ostaa vaikka talvitakkia. 789,82 sais jo ihan muutaman kilon sisäfilettä ja kunnon talvitakki-kokoelman.</p><p>Tässä velkatilanne tänään. Kokonaisvelka onneksi ei ole kasvanut suunnattomasti mutta taas vähän enemmän matkaa nollaan.</p><p><br /></p><p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 20.12.21 </span><span style="font-size: x-small;"> 16.10.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 159,12 (157,32) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+1,80</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy </span><span style="font-size: x-small;"> 275,94 (273,20) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+2,74</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 94,07 (94,64) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: #04ff00;">-0,57</span></span></span></span></div><div><span style="font-size: x-small;"><span><br /></span><span>Gothia Oy 85,44 (84,61) <span><span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+0,83</span></span></span></span></span></span><br /></span></div><div><span><br /></span><div><span style="font-size: x-small;"><span><span>EGE Finance Oy 37,00</span></span> (36,55) </span><span style="font-size: x-small;"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: #04ff00;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+0,45</span></span></div></div><div><span style="font-size: x-small;"><span><br /></span><span><br /></span></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 651,57</span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;">(646,32)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #ffa400; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: red; font-size: x-small; font-weight: bold;">+5,25</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 987,62 (1 850,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195);"><span><span style="color: #800180;"> </span><span style="color: red;">+137,62</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 990,14 (795,00) <span><span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+195,14</span></span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 977,76</span> (2 645,00) </b><span style="color: lime; font-weight: bold;"> </span></span><span style="caret-color: rgb(255, 0, 0); color: red; font-size: x-small;">+332,76</span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 822,31 </span><span style="font-size: x-small;"> (924,48) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 810,00 (890,00) <span style="color: lime;">-80,00</span></span><span style="font-size: x-small;"><br /></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 1 632,31 (1 814,48) <span style="color: #04ff00;"> -182,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 5 261,64 (5 105,80) <span style="caret-color: rgb(4, 255, 0);"><span style="color: red;">+155,84</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-11238476980145037202021-10-17T12:17:00.001-07:002021-10-17T12:17:31.309-07:00Velkatilanne 10/21<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 16.10.21 </span><span style="font-size: x-small;"> 16.09.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 157,32 (156,47) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+0,85</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy </span><span style="font-size: x-small;"> 273,20 (374,87) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: #04ff00;">-101,67</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 94,64 (94,09) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: red;">+0,55</span></span></span></span></div><div><span style="font-size: x-small;"><span><br /></span><span>Gothia Oy 84,61 (90,10) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00;">-5,49</span></span></span></span><br /></span></div><div><span><br /></span><div><span style="font-size: x-small;"><span><span>EGE Finance Oy 36,55</span></span> (416,05) </span><span style="font-size: x-small;"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-379,50</span></span></span></div></div><div><span style="font-size: x-small;"><span><br /></span><span><br /></span></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 646,32</span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;">(1 131,58)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #ffa400; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00; font-size: x-small; font-weight: bold;">-485,26</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 850,00 (1 850,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195);"><span style="color: #800180;"><span> </span><span>+/-0</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 795,00 (795,00) <span><span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #800180;">+/-0</span></span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 645,00</span> (2 645,00) </b><span style="color: lime; font-weight: bold;"> </span></span><span style="caret-color: rgb(255, 0, 0); color: #800180; font-size: small;">+/-0</span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 924,48 </span><span style="font-size: x-small;"> (1 026,65) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 890,00 (935,00) <span style="color: lime;">-45,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /><strike><b>Brang 00,00 (100,00) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-100,00</span></span></b></strike></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 1 814,48 (2 061,65) <span style="color: #04ff00;"> -247,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 5 105,80 (5 838,23) <span style="color: #04ff00;"><span>-732,43</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com1tag:blogger.com,1999:blog-8336466548517280760.post-48027336794938724322021-09-15T20:42:00.001-07:002021-09-15T20:42:30.028-07:00Velkatilanne 09/21<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 16.09.21 </span><span style="font-size: x-small;"> 15.08.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 156,47 (155,60) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+0,87</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy </span><span style="font-size: x-small;"> 374,87 (373,01) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,86</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 94,09 (147,14) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: #04ff00;">-53,05</span></span></span></span></div><div><span style="font-size: x-small;"><span><br /></span><span>Gothia Oy 90,10 (662,34) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00;">-572,24</span></span></span></span><br /></span></div><div><span><br /></span><div><span style="font-size: x-small;"><span><span>EGE Finance Oy 416,05</span></span> (414,13) <span><span style="color: red;"> <span style="caret-color: rgb(0, 255, 0);">+1,92</span></span></span></span></div></div><div><span style="font-size: x-small;"><span><br /></span><span><br /></span></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 1 131,58</span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;">(1 752,22)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #ffa400; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00; font-size: x-small; font-weight: bold;">-620,64</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 850,00 (1 870,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195);"><span><span style="color: #800180;"> </span><span style="color: #04ff00;">-20,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 795,00 (825,00) <span><span style="color: #04ff00;"><span> </span><span style="caret-color: rgb(255, 0, 0);">-30,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 645,00</span> (2 695,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-50,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 026,65 </span><span style="font-size: x-small;"> (1 128,82) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 935,00 (975,36) <span style="color: lime;">-40,36</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>100,00 (260,00) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-160,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 2 061,65 (2 364,18) <span style="color: #04ff00;"> -302,53</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 5 838,23 (6 811,40) <span style="color: #04ff00;"><span>-973,17</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-121446671745821652021-08-14T21:45:00.002-07:002021-08-14T21:45:48.860-07:00Velkatilanne 08/21<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 15.08.21 </span><span style="font-size: x-small;"> 16.07.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 155,60 (154,78) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+0,82</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy </span><span style="font-size: x-small;"> 373,01 (371,28) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,73</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 147,14 (781,59) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: #04ff00;">-634,45</span></span></span></span></div><div><span style="font-size: x-small;"><span><br /></span><span>Gothia Oy 662,34 (659,09) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: red;">+3,25</span></span></span></span><br /></span></div><div><span><br /></span><div><span style="font-size: x-small;"><span><span>EGE Finance Oy 414,13</span></span> (412,34) <span><span style="color: red;"> <span style="caret-color: rgb(0, 255, 0);">+1,79</span></span></span></span></div></div><div><span style="font-size: x-small;"><span><br /></span><span><br /></span></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 1 752,22</span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;">(2 379,08)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #ffa400; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00; font-size: x-small; font-weight: bold;">-626,86</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 870,00 (1 880,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195);"><span><span style="color: #800180;"> </span><span style="color: #04ff00;">-10,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 825,00 (850,00) <span><span style="color: #04ff00;"><span> </span><span style="caret-color: rgb(255, 0, 0);">-25,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 695,00</span> (2 730,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-35,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 128,82 </span><span style="font-size: x-small;"> (1 230,99) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 975,36 (1 015,36) <span style="color: lime;">-40,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>260,00 (397,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-137,03</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 2 364,18 (2 643,38) <span style="color: #04ff00;"> -279,20</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 6 811,40 (7 752,46) <span style="color: #04ff00;"><span>-941,06</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-81060607137746181772021-07-15T22:36:00.000-07:002021-07-15T22:36:08.205-07:00Velkatilanne 07/21<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 16.07.21 </span><span style="font-size: x-small;"> 17.06.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 154,78 (656,45) <span style="color: #04ff00;"> <span style="caret-color: rgb(255, 0, 0);">-501,67</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy </span><span style="font-size: x-small;"> 371,28 (369,47) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,81</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 781,59 (839,97) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: #04ff00;">-58,38</span></span></span></span></div><div><span style="font-size: x-small;"><span><br /></span><span>Gothia Oy 659,09 (655,70) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: red;">+3,39</span></span></span></span><br /></span></div><div><span><br /></span><div><span style="font-size: x-small;"><span><span>EGE Finance Oy 412,34</span></span> (410,47) <span><span style="color: red;"> <span style="caret-color: rgb(0, 255, 0);">+1,87</span></span></span></span></div></div><div><span style="font-size: x-small;"><span><br /></span><span><br /></span></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 2 379,08</span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;">(2 932,06)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #ffa400; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00; font-size: x-small; font-weight: bold;">-552,98</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 880,00 (1 880,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #800180;"><span> </span><span>+/- 0</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 850,00 (875,00) <span><span style="color: #04ff00;"><span> </span><span style="caret-color: rgb(255, 0, 0);">-25,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 730,00</span> (2 755,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-25,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 230,99 </span><span style="font-size: x-small;"> (1 333,16) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 015,36 (1 055,36) <span style="color: lime;">-40,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>397,03 (427,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-30,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 2 643,38 (2 815,55) <span style="color: #04ff00;"> -172,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 7 752,46 (8 502,61) <span style="color: #04ff00;"><span>-750,15</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-46423201165243182912021-06-15T23:55:00.000-07:002021-06-15T23:55:17.955-07:00Velkatilanne 06/21<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 17.06.21 </span><span style="font-size: x-small;"> 10.05.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 656,45 (904,91) <span style="color: #04ff00;"> <span style="caret-color: rgb(255, 0, 0);">-248,46</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy </span><span style="font-size: x-small;"> 369,47 (423,31) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">-53,84 (taulukkomaksu)</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 839,97 (918,68) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: red;">-78,71(taulukkomaksu)</span></span></span></span></div><div><span style="font-size: x-small;"><span><br /></span><span>Gothia Oy 655,70 (707,66) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: red;">-51,96(taulukkomaksu)</span></span></span></span><br /><span><br /></span><span><b>OK Perintä Oy 0,00 (1 115,53) <span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;">-1 115,53</span></span></b></span></span></div><div><span><span style="font-size: small;"><br /></span></span><div style="text-align: left;"><span style="font-size: x-small;"><span><span>EGE Finance Oy 410,4</span></span>7 (464,25) <span><span style="color: red;"> <span style="caret-color: rgb(0, 255, 0);">-53,78(taulukkomaksu)</span></span></span></span></div></div><div><span style="font-size: x-small;"><span><br /></span><span><br /></span></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 2 932,06</span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;">(4 534,34)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #ffa400; font-size: x-small; font-weight: bold;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00; font-size: x-small; font-weight: bold;">-1 602,28</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 880,00 (1 880,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #800180;"><span> </span><span>+/- 0</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 875,00 (900,00) <span><span style="color: #04ff00;"><span> </span><span style="caret-color: rgb(255, 0, 0);">-25,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä <span>2 755,00</span> (2 780,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-25,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 333,16 </span><span style="font-size: x-small;"> (1 435,33) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 055,36 (1 095,36) <span style="color: lime;">-40,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>427,03 (487,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-60,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 2 815,55 (3 017,72) <span style="color: #04ff00;"> -202,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b> 8 502,61 (10 332,06) <span style="color: #04ff00;"><span style="caret-color: rgb(4, 255, 0);">-1 829,45</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><br /></span></b></span></span></div><div><span style="font-size: medium;"><span style="caret-color: rgb(142, 124, 195);"><b><span style="color: #8e7cc3;">Siirryin ulosottoveloissa kirjaamaan summat ilman </span><span style="color: #38761d;">taulukkomaksuja</span><span style="color: #8e7cc3;">, joita en ole enää velvoitettu maksamaan. Se tiputti suoraan </span><span style="color: #38761d;">392euroa</span><span style="color: #8e7cc3;"> veloista, jolloin tämän kuun lyhennys näyttää vielä huimemmalta kuin se todellisuudessa on. </span></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span style="caret-color: rgb(142, 124, 195);"><b><br /></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span style="caret-color: rgb(142, 124, 195);"><b>Päätin että summien ollessa jo näin pieniä, haluan tietää täysin tarkan tilanteen ja kertoa sen myös teille 😊 </b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span style="caret-color: rgb(142, 124, 195);"><b><br /></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span style="caret-color: rgb(142, 124, 195);"><b>Palaan nyt töihin kuudeksi viikoksi ja jään sitten äitiyslomalle, ensimmäiset kuukaudet ovat palkallisia jolloin ulosottoon menee lyhennyksiä, kelan äitiyspäivärahasta en tiedä ottaako ulosotto siitä vai ei, se selviää sitten loppuvuodesta.</b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-55108079453222465562021-05-10T21:31:00.000-07:002021-05-10T21:31:55.450-07:00Velkatilanne 05/21<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 10.05.21 </span><span style="font-size: x-small;"> 08.04.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 904,91 (901,26) <span style="color: red;">+3,65</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 423,31 (421,39) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,92</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 918,68 (914,00) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: red;">+4,68</span></span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 707,66 (704,06) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+3,60</span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 115,53 (1 109,76) <span style="color: red;"><span>+5,77</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 464,25 (462,25) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+2,00</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 4 534.34</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (4 512,72)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="color: red; font-size: x-small; font-weight: bold;">+21,62</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 880,00 (1 880,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: #800180;">+/- 0</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 900,00 (910,00) <span><span style="color: #04ff00;"><span> </span><span style="caret-color: rgb(255, 0, 0);">-10,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 780,00 (2 790,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-10,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 435,33 </span><span style="font-size: x-small;"> (1 537,50) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 095,36 (1 143,36) <span style="color: lime;">-48,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>487,03 (517,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-30,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 3 017,72 (3 197,89) <span style="color: #04ff00;"> -180,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>10 332,06 (10 500,61) <span style="color: lime;"><span>-168,55</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><br /></span></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span><b>Lomautus on alkanut 28.12.2020. Kesäloma touko-kesäkuussa, jatkosta ei tietoa.</b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-64158180435649577972021-04-08T23:46:00.003-07:002021-04-08T23:46:28.967-07:00Olosuhteiden pakon fiilikset + paljastus jatkosta Korona, lomautukset ja poikkeusaika tulivat mun ulosotosta pääsyn tielle viime hetkellä. Aluksi se itketti suututti ja turhautti. Nyt tilanteeseen on sopeutunut ja tässä kuussa velat lyheni silti yli 200euroa! Olen siitä tosi tyytyväinen. <div><br /></div><div>Maksusopimuksissa on tulossa syksyllä kaksi isompaa maksuerää ja jos jatkan näiden lisäksi maksamista tuolla 180e/kk tahdilla, pitäisi viimeinen maksuerä olla viimeistään elokuussa 2022.</div><div><br /></div><div>Ne jotka seuraavat mua instagramin puolella saattoivat nähdä kun paljastin että penni kerrallaan perhettä kohti tosiaan nyt mennään! 😄 Olen siis raskaana ja jään äitiyslomalle loppukesästä. Näyttää vähän siltä että mahdollisuus keretä töihin edes hetkeksi ennen äitiyslomaa on aika pieni. </div><div><br /></div><div>Olen siis alkanut totutella ajatukseen että toi vajaa 5 000e tulee nyt jäämään ulosottoon pidemmäksi aikaa. Jossain vaiheessahan ne saattaa siirtyä perintään takaisin kun maksuja ei kuulu, joten sillon voin kysellä maksusopimusten perään.</div><div><br /></div><div>Uusissa maksusoppareissa on nyt vaan se ongelma että mun tulot tulee putoamaan entisestään kotiin jäätyäni ja koronan vaikutukset näkyy sieläkin. Jos olisin ollut normaalisti töissä, saisin n.1400e/kk mutta tulen saamaan vain 1000-1100e/kk. Tulojen pienuus johtaa siihen, että ennen kuin edelliset maksusopimukset on hoidettu, en voi ottaa lisää kuukausittaisia kuluja. </div><div><br /></div><div>Olen myös miettinyt että kun isoin maksuerä 102,17e/kk mulla on okperinnässä, ja sieltä löytyy myös n.2000e eli lähes puolet noista ulosoton veloista, niin jos sieltä oltaisiin valmiita yhdistämään näitä velkoja samaan sopimukseen samalla kuukausisummalla. Ainakin olen jo lähes kaksi vuotta noudattanut tekemäämme sopimusta joten toivon, että sielä voitaisiin olla valmiita johonkin kompromissiin 😊</div><div><br /></div><div>Yllättävän positiivisin mielin tällä hetkellä matkalla hyvin hitaasti kohti velattomuutta 😃</div><div><br /></div><div>Laskin muuten että jos velka lyhenee tästä iäisyyteen 200e/kk, on velat maksettu elo-/syyskuussa 2025 😆 Toivottavasti pääsen takaisin töihin ennen sitä, ja nopeutetaan tätä vuosilla 😅</div><div><br /></div><div>Ihanaa kevättä sulle! <3</div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com2tag:blogger.com,1999:blog-8336466548517280760.post-13034631376014346992021-04-08T23:08:00.001-07:002021-04-09T02:50:15.978-07:00Velkatilanne 04/21<p> <u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 08.04.21 </span><span style="font-size: x-small;"> 16.03.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 901,26 (898,76) <span style="color: red;">+2,50</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 421,39 (420,07) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,32</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 914,00 (910,77) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: red;">+3,23</span></span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 704,06 (701,59) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+2,47</span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 109,76 (1 105,81) <span style="color: red;"><span>+3,95</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 462,25 (460,89) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,36</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 4 512,72</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (4 497,89)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="color: red; font-size: x-small; font-weight: bold;">+14,83</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 880,00 (1 900,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00;">-20,00</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 910,00 (935,00) <span><span style="color: #04ff00;"><span> </span><span style="caret-color: rgb(255, 0, 0);">-25,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 790,00 (2 835,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-45,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 537,50 </span><span style="font-size: x-small;"> (1 639,67) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 143,36 (1 191,36) <span style="color: lime;">-48,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>517,03 (547,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-30,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 3 197,89 (3 378,06) <span style="color: #04ff00;"> -180,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>10 500,61 (10 710,95) <span style="color: lime;"><span>-210,34</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><br /></span></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span><b>Lomautus on alkanut 28.12.2020, jatkuu luultavasti kesäkuuhun 2021.</b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-59028641743384621192021-03-16T22:42:00.002-07:002021-06-16T13:52:36.110-07:00Velkatilanne 03/21<p><u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></p><div><span style="font-size: x-small;"> 16.03.21 </span><span style="font-size: x-small;"> 15.02.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 898,76 (895,22) <span style="color: red;">+3,54</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 420,07 (418,21) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,86</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 910,77 (906,21) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: red;">+4,56</span></span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 701,59 (698,10) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+3,49</span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 105,81 (1 100,22) <span style="color: red;"><span>+5,59</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 460,89 (458,97) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,92</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 4 497,89</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (4 476,93)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="color: red; font-size: x-small; font-weight: bold;">+20,96</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 900,00 (1 928,58) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00;">-28,58</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 935,00 (959,05) <span><span style="color: #04ff00;"><span> </span><span style="caret-color: rgb(255, 0, 0);">-24,05</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 835,00 (2 887,63) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-52,63</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 639,67 </span><span style="font-size: x-small;"> (1 741,84) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 191,36 (1 239,36) <span style="color: lime;">-48,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>547,03 (577,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-30,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 3 378,06 (3 558,23) <span style="color: #04ff00;"> -180,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>10 710,95 (10 922,79) <span style="color: lime;"><span>-211,84</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><br /></span></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span><b>Lomautus on alkanut 28.12.2020, jatkuu mahdollisesti kesäkuuhun 2021.</b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-75376320735573230682021-02-14T22:51:00.001-08:002021-02-14T22:51:37.745-08:00Velkatilanne 02/21<p> </p><br /><br /><div><u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></div><div><span style="font-size: x-small;"> 15.02.21 </span><span style="font-size: x-small;"> 15.01.21</span><span style="font-size: x-small;"> </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 895,22 (891,82) <span style="color: red;">+3,40</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 418,21 (416,41) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,80</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 906,21 (901,81) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: red;">+4,40</span></span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 698,10 (694,74) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+3,36</span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 100,22 (1 094,82) <span style="color: red;"><span>+5,40</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 458,97 (457,11) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,86</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 4 476,93</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (4 456,71)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="color: red; font-size: x-small; font-weight: bold;">+20,22</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 928,58 (1 905,67) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: red;">+22,91</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 959,05 (878,40) <span><span><span style="color: #04ff00;"> </span><span style="color: red;">+80,65</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 887,63 (2 784,07) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: red; font-weight: bold;">+103,56</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 741,84 </span><span style="font-size: x-small;"> (1 844,01) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 239,36 (1 295,36) <span style="color: lime;">-56,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>577,03 (607,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-30,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 3 558,23 (3 746,40) <span style="color: #04ff00;"> -188,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>10 922,79 (10 987,18) <span style="color: lime;"><span>-64,39</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><br /></span></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span><b>Lomautus on alkanut 28.12.2020, jatkuu todennäköisesti ainakin maaliskuun 2021.</b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-87618194254187012742021-01-14T22:45:00.001-08:002021-01-14T22:45:30.290-08:00Velkatilanne 01/21<p> </p><br /><br /><div><u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></div><div><span style="font-size: x-small;"> 15.01.21 </span><span style="font-size: x-small;"> 16.12.</span><span style="font-size: x-small;">20 </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 891,82 (888,54) <span style="color: red;">+3,28</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 416,41 (414,67) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,74</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 901,81 (897,54) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: red;">+4,27</span></span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 694,74 (691,46) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: red;">+3,28</span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 094,82 (1 091,27) <span style="color: red;"><span>+3,55</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 457,11 (455,33) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,78</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 4 456,71</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (4 438,81)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> </span><span style="color: red; font-size: x-small; font-weight: bold;">+17,90</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 905,67 (1 845,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: red;">+60,67</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 878,40 (900,00) <span><span><span style="color: #04ff00;"> -11,60</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 784,07 (2 745,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: red; font-weight: bold;">+39,07</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 844,01 </span><span style="font-size: x-small;"> (1 946,18) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 295,36 (1 335,36) <span style="color: lime;">-40,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>607,03 (637,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-30,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 3 746,40 (3 918,57) <span style="color: #04ff00;"> -172,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>10 987,18 (11 102,38) <span style="color: lime;"><span>-115,20</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><br /></span></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span style="caret-color: rgb(142, 124, 195);"><b>Lomautus on alkanut. </b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span style="caret-color: rgb(142, 124, 195);"><b><br /></b></span></span></div><div><span style="color: #8e7cc3; font-size: medium;"><span style="caret-color: rgb(142, 124, 195);"><b>Kestosta ei ole vielä varmuutta mutta vaikuttaa nyt ainakin tähän kuuhun isosti ja vähintään jonkunverran myös ensi kuussa. Jos lomautus jatkuu tammikuun jälkeen niin sitten vaikutuskin suurenee. Toivottavasti kesään mennessä saisin ulosoton silti päättymään 😭 </b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-34081718245500675312020-12-16T05:43:00.001-08:002020-12-16T05:44:57.063-08:00Velkatilanne 12/20<p> </p><br /><br /><div><u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></div><div><span style="font-size: x-small;"> 16.12.20 </span><span style="font-size: x-small;"> 14.11.</span><span style="font-size: x-small;">20 </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 888,54 (884,90) <span style="color: red;">+3,64</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 414,67 (999,29) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(0, 255, 0); color: #04ff00;">-584,62</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 897,54 (892,86) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;"> </span><span style="color: red;">+4,68</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 691,46 (987,32) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00;">-295,86</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 091,27 (1 085,51) <span style="color: red;"><span>+5,76</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 455,33 (453,33) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+2,00</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 4 438,81</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (5 303,21)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> -864,40</span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 845,00 (1 800,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: red;">+45,00</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 900,00 (790,00) <span><span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(0, 255, 0);"><span style="color: red;">+110,00</span></span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 745,00 (2 590,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: red; font-weight: bold;">+155,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 1 946,18 </span><span style="font-size: x-small;"> (2 048,35) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 335,36 (1 375,36) <span style="color: lime;">-40,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>637,03 (667,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-30,00</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 3 918,57 (4 090,74) <span style="color: #04ff00;"> -172,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>11 102,38 (11 983,95) <span style="color: lime;"><span>-881,57</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><span><br /></span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span><span style="color: #8e7cc3;">Monta kuukautta oon taistellut luottokorttien maksuissa. Oon maksanut useita satoja palkasta jotta oon saanut velan lyhentymään joka kerta. Se on kuitenkin vähentänyt kuukausibudjettia niin paljon että loppukuusta on vaan kahta kauheammin tarve luottokortin käyttöön 😬 Nyt totesin että on vaan pakko antaa periksi.</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span><span style="color: #8e7cc3;"><br /></span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span><span style="color: #8e7cc3;">En kuitenkaan lannistu, kyllä velat lyhenee vaikka ne luottokortit putoaisi nollaan! En malta odottaa kohta menee kymppitonnikin jo rikki ❤️</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com1tag:blogger.com,1999:blog-8336466548517280760.post-28145195659862298002020-11-14T01:16:00.001-08:002020-11-22T12:03:56.497-08:00Velkatilanne 11/20<p> </p><br /><br /><div><u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></div><div><span style="font-size: x-small;"> 14.11.20 </span><span style="font-size: x-small;"> 16.10.</span><span style="font-size: x-small;">20 </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 884,90 (881,71) <span style="color: red;">+3,19</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 999,29 (994,86) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="color: red;">+4,43</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 892,86 (940,35) <span style="color: #04ff00;"> <span style="caret-color: rgb(255, 0, 0);">-47,49</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 987,32 (1 689,09) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: #04ff00;">-701,77</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 085,51 (1 080,47) <span style="color: red;"><span style="caret-color: rgb(255, 0, 0);">+5,04</span></span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 453,33 (451,60) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,73</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 5 303,21</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (6 038,08)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> <u>-734,78</u></span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 800,00 (1 800,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: #800180;">+/-0</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 790,00 (790,00) <span><span style="color: #8e7cc3;"> </span><span style="caret-color: rgb(0, 255, 0); color: #800180;">+/-0</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 590,00 (2 590,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #800180; font-weight: bold;">+/-0</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 2 048,35 </span><span style="font-size: x-small;"> (2 150,52) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 375,36 (1 415,36) <span style="color: lime;">-40,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>667,03 (667,03) <span style="caret-color: rgb(0, 255, 0);"><span style="color: #800180;">+/-0</span></span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 4 090,74 (4 232,91) <span style="color: #04ff00;"> -142,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>11 983,95 (12 860,99) <span style="color: lime;"><span>-877,04</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-74457855924809847972020-10-15T21:23:00.002-07:002020-11-12T22:49:33.096-08:00Velkatilanne 10/20<p> </p><br /><br /><div><u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></div><div><span style="font-size: x-small;"> 16.10.20 </span><span style="font-size: x-small;"> 16.09.</span><span style="font-size: x-small;">20 </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 881,71 (878,30) <span style="color: red;">+3,41</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 994,86 (990,12) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="color: red;">+4,74</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 940,35 (1 435,47) <span style="color: #04ff00;"> <span style="caret-color: rgb(255, 0, 0);">-495,12</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 1 689,09 (1 680,38) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: red;">+8,71</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 080,47 (1 075,07) </span><span><span style="color: red; font-size: x-small;">+5,40</span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 451,60 (449,75) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,85</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 6 038,08</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (6 509,09)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> <u>-471,01</u></span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 800,00 (1 880,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00;">-80,00</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 790,00 (800,00) <span><span style="color: #8e7cc3;"> </span><span style="caret-color: rgb(0, 255, 0);"><span style="color: #04ff00;">-10,00</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 590,00 (2 680,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-90,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 2 150,52 </span><span style="font-size: x-small;"> (2 252,69) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 415,36 (1 455,36) <span style="color: lime;">-40,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>667,03 (727,03) <span style="color: lime;">-60,00</span></span></div><div><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 4 232,91 (4 435,08) <span style="color: #04ff00;"> -202,17</span></span></b><span style="color: lime; font-size: x-small;"><span><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>12 860,99 (13 624,17) <span style="color: lime;"><span>-763,18</span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><span><br /></span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><span><br /></span></span></b></span></span></div><div><span style="font-size: x-small;"><span style="font-size: medium;"><span><span>Päätin maksaa brang maksusopimusta kaksi erää, kun ulosottoon meni tässä kuussa pienempi osuus tuloista. Ei iso summa, mutta brang on se minkä aion maksaa ekana noista pois, joten lähempänä ollaan ! 😊</span></span></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-68094322289956288902020-09-15T21:31:00.001-07:002020-09-15T21:32:20.147-07:00Velkatilanne 09/20<p> </p><br /><br /><div><u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></div><div><span style="font-size: x-small;"> 16.09.20 </span><span style="font-size: x-small;"> 16.08.</span><span style="font-size: x-small;">20 </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 878,30 (874,89) <span style="color: red;">+3,41</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 990,12 (985,38) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(255, 0, 0); color: red;">+4,74</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 1 435,47 (2 072,42) <span style="color: #04ff00;"> <span style="caret-color: rgb(255, 0, 0);">-636,95</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 1 680,38 (1 671,68) <span><span style="color: #04ff00;"> </span><span style="caret-color: rgb(255, 0, 0); color: red;">+8,70</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 075,07 (1 069,67) </span><span><span style="color: red; font-size: x-small;">+5,40</span></span></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 449,75 (447,88) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,87</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 6 509,09</span><span style="background-color: white;"><font face="inherit" size="1"><b> </b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (7 121,92)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> <u>-612,83</u></span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 880,00 (1 885,00) </span><span style="font-size: x-small;"><span style="caret-color: rgb(142, 124, 195); color: #8e7cc3;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00;">-5,00</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 800,00 (800,00) <span style="color: #8e7cc3;"> <span style="caret-color: rgb(0, 255, 0);"><span>+/-0</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 680,00 (2 685,00) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(142, 124, 195); color: #04ff00; font-weight: bold;">-5,00</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy 2 252,69 </span><span style="font-size: x-small;"> (2 354,86) <span style="color: lime;">-102,17</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum 1 455,36 (1 495,36) <span style="color: lime;">-40,00</span></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />Brang <b> </b>727,03 (779,16) <span style="color: lime;">-52,13</span></span></div><div><span style="color: lime; font-size: x-small;"><span style="caret-color: rgb(0, 255, 0);"><b><br /></b></span></span></div><div><b><span style="font-size: x-small;"><br /></span></b></div><div><b><span style="font-size: x-small;">Yhteensä 4 435,08 (4 629,38) <span style="color: #04ff00;"> -194,30</span></span></b><span style="color: lime; font-size: x-small;"><span style="caret-color: rgb(0, 255, 0);"><b><br /></b></span></span><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>13 624,17 (14 436,30) <span style="color: lime;"><span style="caret-color: rgb(0, 255, 0);">-812,13</span></span></b></span></span></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-75208289260202456172020-08-16T11:23:00.001-07:002020-08-29T02:27:40.153-07:00Velkatilanne 08/20<br /><br /><div><u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></div><div><span style="font-size: x-small;"> 16.08.20 </span><span style="font-size: x-small;"> 16.07.</span><span style="font-size: x-small;">20 </span><br /></div><div><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 874,89 (871,47) <span style="color: red;">+3,42</span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 985,38 (980,63) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(255, 0, 0); color: red;">+4,75</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 2 072,42 (2 284,50) <span style="color: #04ff00;"> <span style="caret-color: rgb(255, 0, 0);">-212,08</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 1 671,68 (1 717,28) <span style="color: #04ff00;"><span> </span><span style="caret-color: rgb(255, 0, 0);">-45,60</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 1 069,67 (1 520,05) <span style="caret-color: rgb(255, 0, 0);"><span style="color: lime;">-450,38</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 447,88 (446,03) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,85</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><p style="text-align: left;"><span><span style="font-size: x-small; font-weight: bold;">Yhteensä</span><span style="font-size: x-small; font-weight: bold;"> 7</span><span style="background-color: white;"><font face="inherit"><b><span style="font-size: x-small;"> 121,92</span><span style="font-size: xx-small;"> </span></b></font></span><span style="font-size: x-small; font-weight: bold;"> </span><span style="font-size: x-small; font-weight: bold;"> (7 819,96)</span><span style="color: lime; font-size: x-small; font-weight: bold;"> <u>-698,04</u></span></span></p><span style="font-size: x-small;"><b><span style="color: lime;"><br /></span></b><b><br /></b></span><br /><b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br /><span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 885,00 (1 897,79) <span style="caret-color: rgb(255, 0, 0);"><span style="color: #04ff00;">-12,79</span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 800,00 (800,00) <span style="color: #8e7cc3;"> <span style="caret-color: rgb(0, 255, 0);"><span>+/-0</span></span></span></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 685,00 (2 697,79) </b><span style="color: lime; font-weight: bold;"> </span><span style="caret-color: rgb(4, 255, 0); color: #04ff00; font-weight: bold;">-12,79</span></span><br /><br /><span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br /><span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy <b> 2 354,86 </b></span><span style="font-size: x-small;"><b> (2 457,03) <span style="color: lime;">-102,17</span></b></span><br /><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Intrum <b> 1 495,36 (1 545,16) <span style="color: lime;">-49,80</span></b></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />**Brang <b> 779,16 (809,16) <span style="color: lime;">-30,00</span></b></span><br /><span style="font-size: x-small;"><b><br /></b></span><span style="font-size: x-small;"><b> <br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br /><span style="font-size: x-small;"><span style="font-size: medium;"> <b>14 436,30 (15 329,10) <span style="color: lime;"><span style="caret-color: rgb(0, 255, 0);">-892,80</span></span></b></span></span><br /><br />**maksusopimus ei onnistunut mutta maksan vapaaehtoisia maksuja toistaiseksi.</div><div><br /></div><div>Ulosotto ei lyhentynyt palkasta kuin vähän päälle 500, mutta onneksi veronpalautukset lyhensi velkaa vielä parisataa. Loppujenlopuksi hyvin meni tässä kuussa kaikki! 😊 </div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com1tag:blogger.com,1999:blog-8336466548517280760.post-40951674177026558022020-07-21T00:20:00.001-07:002020-08-16T20:39:13.359-07:00Velkojen puintiaOon käynyt instagramissa läpi vähän vuoden 2017 helmikuussa velkaneuvonnassa tehtyä velkalistaa. Siinä mun kokonais velkatilanne on ollut vähän alle 25 000. Vähän alle kymppitonni on lähtenyt kokonaisvelasta mutta pelkkiä ulosottoon menneitä maksuja on kertynyt jo yli 17 000!! Vuoden 2017 paperissa ei ole siis ollut vielä kaikki velat vaikka en enää enempää tossa vaiheessa saanutkaan. Ne on vaan kyteneet jossain perintätoimiston arkistoissa.<br />
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Instagram-sivultani kohokohdista löytyy näitä stooreja missä lasken myös paljonko tulen loppujen lopuksi maksamaan yhteensä velkoja. Lisäksi sieltä löytyy vähän asiaa peliriippuvuudesta.<br />
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<br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjc0VufLwHRF9VZ9poRrQ-3SB-UCBhXE4jGrTE_vbFb1CaoVaI7JXpT5-A8jE61flrNjUx4CzCJc-CIu-Q6D6s-14OG2woL7Az59WnwZeDWsCpSzY_ZioxrpeFGXDaobvV3sKuGnJ5wV5lz/s2048/B6B8574D-8F63-4F08-987D-AE40F05D74A8.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2048" data-original-width="1536" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjc0VufLwHRF9VZ9poRrQ-3SB-UCBhXE4jGrTE_vbFb1CaoVaI7JXpT5-A8jE61flrNjUx4CzCJc-CIu-Q6D6s-14OG2woL7Az59WnwZeDWsCpSzY_ZioxrpeFGXDaobvV3sKuGnJ5wV5lz/s640/B6B8574D-8F63-4F08-987D-AE40F05D74A8.jpeg" /></a></div>Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-37706684787225713592020-07-15T21:53:00.000-07:002020-07-15T21:53:00.439-07:00Velkatilanne 07/20 ALLE 8t ulosotossa 🤩<br />
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<u><b><span style="font-size: x-small;">Ulosotossa </span></b></u></div>
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<span style="font-size: x-small;"> 16.07.20 </span><span style="font-size: x-small;"> 16.06.</span><span style="font-size: x-small;">20 </span><br />
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<i><span style="font-size: x-small;">Intrum Oy Jälkiperintä 0,00 </span><span style="font-size: x-small;"> (1 003,99*)<span style="color: lime;"> -1 003,99*</span></span></i><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OK Perintä Oy 871,47 (868,08) <span style="color: red;">+3,39</span></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">OPR Finance Oy 980,63 (975,88) <span style="caret-color: rgb(255, 0, 0);"><span style="color: yellow;"> </span><span style="caret-color: rgb(0, 255, 0); color: lime;"> </span><span style="caret-color: rgb(255, 0, 0); color: red;">+4,75</span></span></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">WestStar Oy 2 284,50 (2 272,85) <span style="caret-color: rgb(0, 255, 0);"><span style="color: red;">+11,65</span></span></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Gothia Oy 1 717,28 (1 708,56) <span style="color: lime;"> </span><span style="color: red;">+8,72</span></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><i>Intrum Debt Finance AG 0,00 (647,97*) <span style="color: lime;">-647,97*</span></i></span><br />
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<span style="font-size: x-small;">OK Perintä Oy 1 520,05 (2 137,97) <span style="caret-color: rgb(255, 0, 0);"><span style="color: lime;">-617,92</span></span></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">EGE Finance Oy 446,03 (444,16) <span style="caret-color: rgb(255, 0, 0);"><span style="color: red;"> </span><span style="caret-color: rgb(0, 255, 0); color: red;">+1,87</span></span></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><i>GF Money Consumer Finance Oy 0,00 (948,71**) <span style="color: lime;">-948,71**</span></i></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br /></span><span style="font-size: xx-small;"><b><span style="font-size: x-small;">Yhteensä</span><span style="font-size: x-small;"> </span><span style="background-color: lime; font-size: large;">7 819,96</span><span style="font-size: x-small;"> </span><span style="font-size: x-small;"> (11 008,17)</span></b><span style="color: lime; font-size: x-small; font-weight: bold;"> <u>-3 188,21</u></span></span><br />
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<b><u><span style="font-size: x-small;">Luottokortit</span></u></b><br />
<span style="font-size: x-small;"><b><u><br /></u></b>Mastercard 1 897,79 (1 818,41) <span style="caret-color: rgb(0, 255, 0);"><span style="color: red;">+79,38</span></span></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">Tuohi 800,00 (830,00) <span style="color: lime;">-30,00</span></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><b>Yhteensä 2 697,79 (2 648,41) </b><span style="color: lime; font-weight: bold;"> </span><span style="color: red; font-weight: bold;">+49,38</span></span><br />
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<span style="font-size: x-small;"><b><br /></b><b><u>Maksusopimukset</u></b></span><br />
<span style="font-size: x-small;"><b><u><br /></u></b></span><span style="font-size: x-small;">OK Perintä Oy <b> 2 457,03 </b></span><span style="font-size: x-small;"><b> (2 559,20) <span style="color: lime;">-102,17</span></b></span><br />
<span style="font-size: x-small;"><br /></span><span style="font-size: x-small;">*Intrum <b> 1 545,16 (*Ulosotossa) <span style="color: lime;">-40,00</span></b></span><span style="font-size: x-small;"><br /></span><span style="font-size: x-small;"><br />**Brang <b>809,16 (Ulosotossa) <span style="color: lime;">-30,00</span></b></span><br />
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<span style="font-size: x-small;"><b><br /></b><span style="font-size: medium;">KAIKKI VELAT </span></span><br />
<span style="font-size: x-small;"><span style="font-size: medium;"> <b>15 329,1 (16 215,78) <span style="color: lime;"><span style="caret-color: rgb(0, 255, 0);">-886,68</span></span></b></span></span><br />
<span style="font-size: x-small;"><span style="font-size: medium;"><b><span style="color: lime;"><br /></span></b></span></span><strike>(*Ulosotosta takaisin perintään siirtyneet velat jotka elävät omaa elämäänsä ulosoton ulkopuolella, kunnes palaavat. )</strike><br />
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*Sain tehtyä maksusopimuksen josta aiemmin kerroinkin joten osa veloista putosi ulosotosta maksusopimuslistaan!<br />
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**maksusopimus ei onnistunut mutta maksa vapaaehtoisia maksuja toistaiseksi.</div>
Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-28753596680273117822020-07-07T06:52:00.002-07:002020-07-07T06:54:56.244-07:00InstagramPenni kerrallaan perhettä kohti on nyt myös instagramissa!<br />
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Sain idean että ehkä kulujen seuranta olisi helpompaa esim nopeasti vaan nappaamalla kuva kuitista ja lisäämällä se instastoryyn. Niinpä tuumasta toimeen tein blogille insta-tilin ja ensimmäinen kuitti onkin jo sielä.<br />
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Kunhan sivulle löytää jonkun verran seuraajia, teen kyselyä mitä kaikkea ootte kiinnostuneita sielä seuraamaan ja minkälaisia julkaisuja toivotaan. Tarinan puolelle koen tosi vaivattomaksi ja helpoksi laittaa asioita mutta ne ei säily kuin sen 24h, eli ainakin velkatilanteen seuranta ja ns. tärkeämmät päivitykset täytyy tuoda jotenkin feedin puolelle julkaisuina.<br />
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Jännittävää! Oon itse kova instagramin kuluttaja ja innoissani uudesta alustasta blogille 🤩 Otin jo tänään paljon kuvia ympäristöstäni, koska haluaisin kaikkien kuvien olevan mun itse ottamia, mutta kuitenkin anonyymeja. Paljon luonto- ja amatööritaidekuvia tiedossa tekstien taustoina siis! 😄<br />
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Löydät blogin nimimerkillä Pennikerrallaan tai hakusanoilla ulosotto, velat ja vauvakuume.Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-29702914761991634122020-07-06T11:20:00.000-07:002020-07-06T11:20:52.390-07:00Aina peeaa eikä mihinkään varaaMä en muista enään miten elin ennen kuin ulosotto tai mun peliriippuvuus alkoi. Olihan mulla tossa välissä puoli vuotta niin että ulosottoa ei mennyt ja palkka tuli kokonaan itselle. Silti koin olevani rahaton kokoajan. Tästä velkojen seuraamisesta ja päiväbudjettien laskemisesta on tullut enemmän tai vähemmän riippuvuus. Koen huonoa omaatuntoa siitä että käytän luottokortteja ja mietin ihan kokoajan kaikesta ettei siihen ole varaa. Käytän rahojani turhuuksiin ja uskottelen itseni siihen, ettei mihinkään ole varaa, koska oon kokoajan ihan peeaa.<br />
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Jouduimme luopumaan rakkaasta lemmikistä viime kuussa ja lääkärimaksut olivat n.700e, käytin matkasäästöt ja nostin masterilta 80euroa, nyt tunnen oloni surkeaksi kun velkatilanteessa tulee taas näkymään luottokortin käyttö eikä säästöjä enää ole. Vaikka raha on todellakin mennyt tärkeään tarkoitukseen.<br />
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Siitä vähästä rahasta mitä saan, kolmasosa menee ulosottoon. Sitten maksan luottokortteja n. 100e, maksusopimuksia yli 150e ja päälle kuukausittaiset kulut (vuokra, sähkö, vakuutus, puhelin.) Jos sanotaan vaikka että käteen on nyt viimeaikoina jäänyt n.400-500e se on karkeasti laskettuna n. 15e päiväbudjetti. Aina kun lasken päiväbudjettia, mietin että no kyllähän tolla pärjää ihan tosi hyvin! 15e saa tehtyä ihan kunnollista ruokaa ja yleensähän ruoka riittää seuraavallekin päivälle.. Sitten menen kauppaan, tajuan että ostokset pitää tehdä kahdelle hengelle ja entäs lemmikit? Ainiin, pesuaine on loppu ja apteekissakin pitäis käydä. Yhtäkkiä yhden päivän kulut onkin 25e kauppaan ja 10e apteekkiin. Ei kuulosta paljolta, mutta tollasia kauppareissuja tulee tehtyä USEIN. Jos päivässä menee reilu kahden päivän budjetti, niin ei ihme että kaikki on käytetty ennen seuraavaa palkkaa.<br />
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Ongelmana on varmasti osittain ostosten sisältö ja se kuinka usein käyn kaupassa. Ehkä pitäisi ajatella viikkobudjettia tai jonkinlaista suunnitelmallista ruokalistaa. Haluaisin myös oppia pitämään kirjaa ostoksista mutta jos muistatte niin oon aiemminkin yrittänyt ja aina jää homma puolitiehen.<br />
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Hauskaa on se, kuinka hyvin oon aivopessyt itteni tähän rahattomuuteen ja päättänyt että oon surkea rahankäyttäjä, niin etten nää miten paljon oon edistynyt joissain asioissa. Se että oon jo pitkään maksanut 100e ylimääräistä maksusopimusta ja just solminut uusia sopimuksia. Tuohi luottokortilta oon siirtänyt viimeksi rahaa käyttöön 25.9.2019!! Ennen se oli aina tyhjillään, vaikkei sielä nytkään ole kuin 170e, niin on se aika paljon vuosien ajan tyhjänä olleelle tilille. <br />
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Jotenkin mun pitäisi karistaa ajatus siitä että oon surkea tuhlari ja yrittää miettiä miten hyvin mä vedän tilanteen huomioiden! Varmasti positiivisella ajattelulla saisi hyviä muutoksia aikaan, jos ei muuten ni ainakin oman mielenterveyden osalta.Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0tag:blogger.com,1999:blog-8336466548517280760.post-12308274618146113412020-06-21T09:15:00.000-07:002020-06-21T09:15:41.952-07:00Uusi maksusopimusNappasin itteäni niskasta kiinni ja lähdin selvittämään noiden ulosoton ulkopuolisten velkojen tilannetta. Intrumilla velkaa n. 1600e ja Brang perinnässä n. 840e. Laskin että jos nuo velat saisin pidettyä poissa ulosotosta, olisi jäljellä enää n. 14kk ulosmittauksia.<br />
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Tämän tiedon turvin lähdin pyytämään maksusopimusta intrumilta niin, että maksaisin 14kuukauden ajan 40e/kk ja sen jälkeen kolmessa tai neljässä erässä koko loppusumman kun palkka tulee kokonaisena itselle.<br />
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Olin epävarma siitä miten intrumilla reagoitaisiin koska onhan 40e TODELLA pieni kuukausimaksu kun velka on toista tuhatta. Asiakaspalvelija kuitenkin vastasi mulle heti että okei, laitetaan se tolla 40e/kk summalla ja sitten vaan maksat niin paljon ja nopeasti kuin pystyt. Kuluina tuli 30e kertamaksu ja viiden kuukauden jälkeen alkaa kertyä 8e/kk. Varmistin vielä että vaikka sopimus on nyt tehty 49 kuukaudelle ja 44x8e=352e ei noita 8e kuluja tarvitse maksaa kuin siihen asti kunnes velka on maksettu. <br />
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Tällä mun maksusuunnitelmalla kuluja tulee siis 30 + 8x13 = 134e.<br />
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Oon innoissani koska tämä lyhensi ulosmittausta ainakin kaksi tai kolme kuukautta! Tietysti jännittää ylimääräiset kuukausittaiset kulut mutta täytyy vaan kiristää vielä vähän lompakon nyörejä. Suurena motivaattorina on salainen haave ja toive siitä että saisin vielä tiristettyä ulosottovelat pois ensi kesäksi eli VUODEN päästä 👀 huhh jännittää oikein sanoa edes ääneen!<br />
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Noh sitten tämä brang velka 840e. Soitin brangille ja kysyin olisiko mahdollista maksaa 30e/kk vaikka sen 14kk ajan ja sitten loput parissa erässä. Suora vastaus EI. 60euroa on minimi lyhennysvaihtoehto. En uskaltanut suostua siihen koska nyt mennään jo äärirajoilla.<br />
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Brangin asiakaspalvelija kuitenkin ilmoitti että koska velka on siirretty ulosotosta syynä että maksuja ei tule sitäkään kautta, ei velka ole nyt lähiaikoina siirtymässä mihinkään. Hän suositteli aloittamaan vapaaehtoiset maksut vaikka sen 30e/kk ja sitten kun tilanne on parempi niin ottamaan yhteyttä jos saataisiin sopimus aikaan.<br />
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Nyt en malttaisi odottaa kuukautta että pääsen tekemään uudet laskelmat ja poistamaan nämä velat ulosotto-listalta maksusopimus ja perintä-puolelle ja näkisin mikä tilanne nyt on.<br />
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Selvää on ainakin se että ulosotossa mennään reilusti alle 10 000 rajan 😱Pennikerrallaanhttp://www.blogger.com/profile/14772222731027429812noreply@blogger.com0